Q: What do you call someone who doesn’t want to be better with their money?

A: I don’t know, I’ve never met anyone who doesn’t want to be in a better position with their money.

Before we start….I know; building good financial health is easy to talk about, but very hard to follow through with. It’s a little like eating more healthily and exercising more! But hey, it’s September and the most popular time, after New Year, to hit the re-set button! Let’s stay positive; it is possible to change bad financial habits for good.

There are, for example, five essential elements to improving financial management and they are:

1. Pay down debt
2. Build a savings buffer
3. Draw up a budget
4. Know where your money goes
5. Save into a pension

At Fryer Glass, we offer a financial review to provide a unique insight into every aspect of a client’s finances. In return for the cost of the review (£750), we guarantee that after two years, the savings we have achieved and the returns on investments made, will be in excess of this outlay – and in many cases, well in excess. Anecdotally, it’s always surprising how many people are over-insured for their needs and just how much can be saved once suitable adjustments have been made.

The article that sparked the idea for this blog came from a piece in The Independent Newspaper on 8 September called ‘How to get better with money’.

A financial review from the experts at Fryer Glass.

If you want to find out more about a personal financial review from Fryer Glass, please get in touch. These reviews are not just for people with surplus money who want to make even better returns, but also for people with limited resources, who just want them to go as far as they possible can. Call Mark Fryer at Fryer Glass on 01276 301103 or email [email protected]